Chris Hill

Branch Manager / Loan Officer

NMLS# 114219

Latest Articles

Homeownership Made Easy in WA State: No Down Payment Programs Explained

Homeownership Made Easy in WA State: No Down Payment Programs Explained

Down payment assistance programs help Washington homebuyers overcome the biggest barrier to homeownership: the upfront cash requirement. These programs offer grants and loans that can significantly reduce or even eliminate your down payment. Quick Answer

Oct 20, 2025 | Down Payment Assistance

Frequently Asked Questions: Washington Down Payment Assistance

Frequently Asked Questions: Washington Down Payment Assistance

In Washington, down payment assistance programs help thousands of buyers overcome the biggest barrier to homeownership: saving for a down payment. With home prices continuing to rise across the state, these programs offer crucial financial support, making

Oct 01, 2025 | Purchasing a Home Down Payment Assistance

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners

Aug 19, 2025 | Purchasing a Home

Is it Better to Buy or Rent?

Is it Better to Buy or Rent?

Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the key factors that can help you decide what works best for

Aug 12, 2025 | Purchasing a Home

Learn More about Home Renovation Loans

Learn More about Home Renovation Loans

If you're planning to renovate your current home—or buy a property that needs work—a HomeStyle Renovation Loan from Fannie Mae may be a practical option. This type of loan combines the cost of purchasing (or refinancing) a home with the funds

Aug 05, 2025 | Purchasing a Home

Explaining the Mortgage Contingency Clause

Explaining the Mortgage Contingency Clause

Buying a home is a major decision, and most buyers need a loan to make it happen. That’s where the mortgage contingency comes in—a clause in your purchase agreement that can protect you if your financing falls through. What Is a Mortgage Conti

Jul 29, 2025 | Purchasing a Home

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